<The Predictably Irrational(상식 밖의 경제학)>으로 널리 알려진 저자 댄 애리얼리와 행동경제학 신봉자인 제프 크라이슬러가 함께 집필한 책으로, 우리와 떼려야 뗄 수 없는 '돈'에 대한 이야기를 한다.

신용카드로 고통이 없는 지출을 유도하는 온갖 유혹부터 가계 예산 편성에 숨어 있는 여러가지 함정들과 휴일 특판, 그리고 일단 쓰고 추후에 지불을 유도하는 판매 방식까지 일상의 돈과 관련된 온갖 주제들을 광범위하게 다룸으로써 사람들의 지출습관이 어떤 식으로 과소비를 이끌게 만드는지 알려준다.

아울러 우리에게 불리한 방향으로 작동하는 감정의 여러 힘들의 정체를 드러내면서 이런 것들에 어떻게 대응할지 알려준다. 누구나 한번쯤은 겪어봤음 직한 다양한 의사결정의 사례와 그 속에 숨어있는 비이성적인 행동들을 살펴보고 우리가 왜 그런 행동을 했는지에 대한 근거를 인간의 심리를 기반으로 해석해준다.

「비즈니스 인사이더」 선정 2017년 최고의 경제경영서이자 「커커스 리뷰」, 「월스트리트 저널」, 「퍼블리셔스 위클리」 추천도서로 해외에서 많은 서평을 받은 책

• Why is paying for things painful?
• Why are we comfortable overpaying for something in the present just because we’ve overpaid for it in the past?
• Why is it easy to pay \$4 for a soda on vacation, when we wouldn’t spend more than \$1 on that same soda at our local grocery store?

We think of money as numbers, values, and amounts, but when it comes down to it, when we actually use our money, we engage our hearts more than our heads. Emotions play a powerful role in shaping our financial behavior, often making us our own worst enemies as we try to save, access value, and spend responsibly. In Dollars and Sense, bestselling author and behavioral economist Dan Ariely teams up with financial comedian and writer Jeff Kreisler to challenge many of our most basic assumptions about the precarious relationship between our brains and our money. In doing so, they undermine many of personal finance’s most sacred beliefs and explain how we can override some of our own instincts to make better financial choices.

Exploring a wide range of everyday topics—from the lure of pain-free spending with credit cards to the  pitfalls of household budgeting to the seductive power of holiday sales—Ariely and Kreisler demonstrate how our misplaced confidence in our spending habits frequently leads us astray, costing us more than we realize, whether it’s the real value of the time we spend driving forty-five minutes to save \$10 or our inability to properly assess what the things we buy are actually worth. Together Ariely and Kreisler reveal the emotional forces working against us and how we can counteract them. Mixing case studies and anecdotes with concrete advice and lessons, they cut through the unconscious fears and desires driving our worst financial instincts and teach us how to improve our money habits.

The result not only reveals the rationale behind our most head-scratching financial choices but also offers clear guidance for navigating the treacherous financial landscape of the brain. Fascinating, engaging, funny, and essential, Dollars and Sense provides the practical tools we need to understand and improve our financial choices, save and spend smarter, and ultimately live better.